Properties That Speak for You, Backed by Over 2,000 Real Estate Negotiators.
"Connecting You With Your Dream Property."
At MOJU BUSINESS, we are your premier property agent company headquartered in Penang, Malaysia. We specialize in connecting clients with their dream homes, prime commercial properties, and lucrative investment opportunities. Our team of experienced professionals is dedicated to providing personalized service and expert guidance throughout your property journey. Discover the best real estate options with us, where your property needs are our top priority.
4 Essential Steps To Buy A House In Penang
Step 1: Property Selection And Budgeting
- Choose property based on location, developer reputation, level, unit number, and other features.
- Decide the purpose: Investment or ownstay.
- Set a budget. For foreigners, check the minimum pricing criteria.
Step 2: Reserve Unit And Apply For Loan
- Pay a booking fee to reserve the unit.
- Apply for a loan and sign the offer if approved.
- Cash buyers skip the loan and proceed to signing after paying the deposit.
Step 3: Legal Agreements
- Sign the Sales & Purchase Agreement (SPA) and Loan Agreement (if applicable).
- Cash buyers only sign the SPA.
- Pay 10% down payment and stamp the SPA to legalize it.
Step 4: Finalize Process And Handover
- Process usually takes 2-3 months.
- For foreigners, obtaining consent and paying levy fees can extend it to 4-6 months.
- Receive the documents & keys to complete the purchase.